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Modern business banking for small business

All your business finances in one place. Expense management, invoicing, payments, banking and bookkeeping. Open an account in 5 minutes, no credit check, no minimum balance and no hidden fees.

Profit by Paymentus is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust®; Member FDIC.

  • Free automated bookkeeper.

    Real-time financial reporting and reconciliation done for you.

  • Get Paid Faster.

    Professional, easy-to-create invoices and payments received in 1-2 business days.

  • Control Spending.

    Set spending limits per card, track spend by employee, merchant, and category and automated receipt management.

  • Budget & Project Management.

    Allocate budgets and track expenses per project. Real-time spend visibility and control.

  • Fee-Free Business Checking.

    No monthly fees, minimum balance requirements, or hidden fees. FDIC insured.

“Profit shaves off so much time and is so convenient. It also tracks individually what every person is spending.”

Theresa McFaul Owner, Mai Vu Plumbing & Construction

Feature Comparison

  • Features
  • Traditional
    Banks

  • Accounting
    Software

  • Bookkeeper

Prepaid Business Cards

Prepaid Business Cards

  • Traditional Banks

Give employees prepaid cards you control

Issue physical or virtual cards, view spend in real-time, set individual card limits, automatically track receipts.

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Invoicing & Payments

Invoicing & Payments

  • Traditional Banks

  • Accounting Software

  • Bookkeeper

Easy invoicing and speedy payments

Create & send custom invoices. Offer flexible payment options with credit card, debit card and ACH.

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Financial Management of Budgets & Projects

Financial Management of Budgets & Projects

  • Traditional Banks

  • Accounting Software

  • Bookkeeper

Improve revenue and profitability with a real-time review of projects and budgets.

Track profitability and expenses through controlled funding and comprehensive reporting that shows spend per project, cardholder, and merchant.

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Free Accounting Software & Automated Bookkeeping

Free Accounting Software & Automated Bookkeeping

  • Traditional Banks

  • Accounting Software

  • Bookkeeper

Built-in accounting software plus Ires, our automated bookkeeper

Ires saves you time by reconciling all your PROFIT transactions and automatically generating P&L, Balance Sheet, and Cash Flow Statements

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Business Banking

Business Banking

  • Traditional Banks

  • Accounting Software

  • Bookkeeper

Modern business banking with no minimum balance and no hidden fees

Free ACH transfers, deposit checks via mobile phone, control employee access to view and transfer funds

Learn More

Serious security with 24/7 monitoring.

  • FDIC
    $250k to $1M coverage
  • Bank grade
    security
  • 24/7 transaction monitoring
  • Spend controls

Our mission is to make businesses more profitable.

  • Profit makes it convenient to manage your business finances all in one place saving valuable time and money.

  • We’re a division of Paymentus, a NYSE-listed payment tech company serving millions of users and handling hundreds of millions of transactions annually.

  • Paymentus is proud to be named the 2022 "Best in Class" electronic billing and payment vendor by Aite-Novarica, a leading financial consultancy.

It's time to maximize your business profits

Book A Demo
Apply in 5 minutes

Your credit score will NOT be affected. Approvals can take up to 1 business day. You can also schedule a demo at anytime.

Select your first tool

Once approved, activate all other tools from your dashboard.

Start saving time and money

Enjoy the convenience of having all your modern financial tools in one place that are designed to work together to save you time and money.

Request a Demo

We'll call you shortly (usually in 10 mins) during our work hours, Mon-Fri, 8 am - 5 pm EST.

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