All-in-one banking platform and AI bookkeeper built to increase your profit.
Applying takes less than 10 min, no credit check, no minimum balance, & no hidden fees.
PROFIT by Paymentus is a financial technology company, not a bank.
Banking services provided by Evolve Bank & Trust; Member FDIC, founded in 1925.
Two free checking accounts with physical and virtual debit cards
Real-person account manager available for personalized customer service
Create and manage budgets
Assign and unassign employee debit cards to budgets for better expense management
Employee logins with permissions
AI Bookkeeping (Ires)
P&L, Balance Sheet, and Cash Flow Statements automatically generated
Built-in accounting software, no integration
Auto-reconciles all your PROFIT transactions
Collects, tracks, and reconciles receipts
Funds employee cards and budgets on the go via text message
Deposits insured up to $250,000
Create, send, and track all your invoices
No additional costs
Get paid faster
Get paid via credit card, debit card, or ACH
2,9% + 30¢, no hidden fees
Your Money & Data Are Safe
Deposits are insured up to $250,000 by our partner bank Evolve Bank & Trust Member FDIC.
U.S. Real-Person Support
Call (800) 899-4054 to talk to a real customer support agent,
Mon-Fri 9 am-5:30 pm EST.
Security & Privacy
We use bank-grade security encryption. Customer privacy is a top priority.
How we compare
Meet Ires, your AI-bookkeeper
Ires (Intelligent Reconciliation Embedded System)
Ires saves you $41,000+ a year
No more integrations or hidden fees.
✓ No integration required
✓ Built-in accounting software
✓ Built-in budgeting software
✓ Built-in invoicing software
✓ Built-in receipt management
Modern banking that saves you
$2,000+ a year
✓ Up to 2 free checking accounts
(Based on 2 accounts, $25 per account per mo.)
✓ Up to 5 free employee cards
(Based on 5 cards, $10 per card per mo.)
✓ No minimun deposit required
(Based on two $34 NSF fees per mo.)
Request a personalized
Meet with one of our team members to get an exclusive preview of all PROFIT can offer and answer all your questions.
What small businesses are saying
[PROFIT] shaves off so much time, it’s so convenient, and then, of course, it’s tracking individually what every person is spending.”
Owner, Mai Vu Plumbing & Construction