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Maximize your
small business
profit

Expense management, invoicing, payments, banking, and bookkeeping done for you, all in one place.

PROFIT_hero.png

Applying takes less than 10 min, no credit check, no minimum balance, & no hidden fees.

PROFIT is not a bank, it is a financial technology company. We have partnered with Synapse Financial Technologies Inc and their partner bank to provide banking services through Evolve Bank & Trust, Member FDIC.

Invoicing
Software

Receive
Payments

Employee
Debit Cards

Budgeting
Software

Bill Pay

AI
Bookkeeping

Accounting
Software

Receipt
Collection

Banking

Expense management

Control your spending by creating and funding budgets

Track spend by employee, category, and merchant in real time

Assign and unassign employee debit cards to budgets for better expense tracking

Eliminate employee reimbursements by giving them their own company debit card you control

Funds employee cards and budgets on the go via text message

Expense management showing budget breakdown
Invoice software shown on a desktop email view and mobile app

Payments and invoicing

Get paid via credit card, debit card, or ACH

Only 2.9% + 30¢, no hidden fees

Invoicing software included, no monthly fee

Create, send, and track all your invoices

Bookkeeping done for you

We reconcile all your PROFIT transactions

P&L, Balance Sheet, and Cash Flow Statements automatically generated

Built-in accounting software, no integration required

Free standard bookkeeping, customize financial statements for $89/month

Free bookkeeping done for you with our smart bookkeeper Ires
Small business banking dashboard showing net invoice and employee debit cards

Modern banking

Two free checking accounts with physical and virtual debit cards

Employee debit cards (physical and virtual)

Employee logins with permissions

Deposits FDIC insured up to $250,000

Real-person account manager available for personalized customer service

Bank services provided by Evolve Bank & Trust, member FDIC, founded in 1925

Receipt management

We automatically request and collected receipts from employees via text

All receipts automatically attached to the correct transaction

Send receipt request reminders to employees in one click

Receipt management showing reconciliation via text feature
Text messages showing employee debit card funding via text message

Fund employee debit cards via text

Approve or deny employee fund requests in seconds via texts

Monitor your employees' spend in real-time

Requests automatically routed to the budget owners

No internet or app required

Your Money & Data Are Safe

Insured

Deposits are insured up to $250,000 by our partner bank Evolve Bank & Trust Member FDIC.

U.S. Real-Person Support

Call (800) 899-4054 to talk to a real customer support agent,
Mon-Fri 9 am-5:30 pm EST.

Security & Privacy

We use bank-grade security encryption. Customer privacy is a top priority.  

How we compare

Features chart showing how PROFIT compares to competitors

Meet Ires, your AI-bookkeeper

Ires (Intelligent Reconciliation Embedded System)

Chart showing all Ires features, smart free bookkeeping software

Ires saves you $41,000+ a year

No more integrations or hidden fees.

$40,000+
in savings

Automated
Bookkeeping

✓ No integration required

(Based on the national bookkeeper average salary)

$400+
in savings

Accounting
Software

✓ Built-in accounting software

(Based on a basic $37 monthly subscription)

$100+
in savings

Budgeting Software

✓ Built-in budgeting software

(Based on a promotional $100 yearly subscription)

$360+
in savings

Invoicing
Software

✓ Built-in invoicing software

(Based on a basic $30 monthly subscription)

$110+
in savings

Receipt
Tracking

✓ Built-in receipt management

(Based on a $9 per use monthly subscription)

Modern banking that saves you
$2,000+ a year

Our financial platform is designed to increase your profits, with our unique features and savings opportunities.

$600+
in savings

Checking
Accounts

✓ Up to 2 free checking accounts

(Based on 2 accounts, $25 per account per mo.)

$600+
in savings

Employee
Debit Cards

✓ Up to 5 free employee cars

(Based on 5 cards, $10 per card per mo.)

$816+
in savings

NSF
Fees

✓ No minimum deposit required

(Based on two $34 NSF fees per mo.)

How much does it cost?

PROFIT app, desktop, and employee debit card

Invoicing Software

FREE

Receive Payments

2.9% + 30¢

Budgeting Software

FREE

Accounting Software

FREE

Receipt Collection

FREE

Smart Bookkeeping

FREE

Custom Smart Bookkeeping

$89/MONTH

2 Checking Accounts

NO FEES

How does it work?

Request a personalized
demo

Meet with one of our team members to get an exclusive preview of all PROFIT can offer and answer all your questions.

Thank you! Our team will contact you in 1-2 business days.

What small businesses are saying

[PROFIT] shaves off so much time, it’s so convenient, and then, of course, it’s tracking individually what every person is spending.”

 

Theresa McFaul
Owner, Mai Vu Plumbing & Construction

Frequently Asked Questions
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