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Maximize your
small business
profit

All-in-one banking platform and AI bookkeeper built to increase your profit.

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FDIC insured

Applying takes less than 10 min, no credit check, no minimum balance, & no hidden fees.

PROFIT by Paymentus is a financial technology company, not a bank.

Banking services provided by Evolve Bank & Trust; Member FDIC, founded in 1925.

Banking

Invoicing

Receive
Payments

Employee Debit Cards

Bill Pay

Learn more

Budgeting
Software

AI Bookkeeper
 

Accounting
Software

Receipt
Collection

Modern Banking

Two free checking accounts with physical and virtual debit cards

Real-person account manager available for personalized customer service

Create and manage budgets

Assign and unassign employee debit cards to budgets for better expense management

Employee logins with permissions

AI Bookkeeping (Ires)

P&L, Balance Sheet, and Cash Flow Statements automatically generated

Built-in accounting software, no integration

required

Auto-reconciles all your PROFIT transactions

Collects, tracks, and reconciles receipts

Funds employee cards and budgets on the go via text message

Deposits insured up to $250,000

Invoicing Included

Create, send, and track all your invoices

No additional costs

Get paid faster

Get paid via credit card, debit card, or ACH

2,9% + 30¢, no hidden fees

Your Money & Data Are Safe

Insured

Deposits are insured up to $250,000 by our partner bank Evolve Bank & Trust Member FDIC.

U.S. Real-Person Support

Call (800) 899-4054 to talk to a real customer support agent,
Mon-Fri 9 am-5:30 pm EST.

Security & Privacy

We use bank-grade security encryption. Customer privacy is a top priority.  

How we compare

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Meet Ires, your AI-bookkeeper

Ires (Intelligent Reconciliation Embedded System)

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Ires saves you $41,000+ a year

No more integrations or hidden fees.

$40,000+
in savings

Automated
Bookkeeping

✓ No integration required

$400+
in savings

Accounting
Software

✓ Built-in accounting software

$100+
in savings

Budgeting Software

✓ Built-in budgeting software

$360+
in savings

Invoicing
Software

✓ Built-in invoicing software

$110+
in savings

Receipt
Tracking

✓ Built-in receipt management

Modern banking that saves you
$2,000+ a year

Our financial platform is designed to increase your profits, with our unique features and savings opportunities.

$600+

Checking
Accounts

✓ Up to 2 free checking accounts

(Based on 2 accounts, $25 per account per mo.)

$600+

Employee
Debit Cards

✓ Up to 5 free employee cards

(Based on 5 cards, $10 per card per mo.)

$816+

NSF
Fees

✓ No minimun deposit required

(Based on two $34 NSF fees per mo.)

How much does it cost?

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2 Checking Accounts

NO FEES

Invoicing

FREE

Budgeting

FREE

Accounting Software

FREE

Receipt Collection

FREE

Payments

2.9% + 30¢

Standard AI Bookkeeping

FREE

Custom AI Bookkeeping

$89/month

How does it work?

Request a personalized
demo

Meet with one of our team members to get an exclusive preview of all PROFIT can offer and answer all your questions.

Thank you! Our team will contact you in

1-2 business days.

What small businesses are saying

[PROFIT] shaves off so much time, it’s so convenient, and then, of course, it’s tracking individually what every person is spending.”

 

Theresa McFaul
Owner, Mai Vu Plumbing & Construction

Frequently Asked Questions

Applying takes less than 10 min, no credit check,

no minimum balance, & no hidden fees.

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